How it works
Farm shares. Real returns. M-Pesa payouts.
You pick the farm. We run it. At harvest, everyone gets paid — investors pocket up to 28%, farmers keep 35–55%. No middlemen eating your margins.
1
Pick a farm. Buy in from KES 100.
Browse verified listings. Choose your crop, region, and exit strategy. Pay via M-Pesa or card — takes under 5 minutes to become a farm shareholder.
2
We cover 100% of production.
Seeds, inputs, equipment, labour, irrigation — we fund it all. Our agronomists manage every farm season end-to-end. You don't lift a finger.
3
Farmers grow. You track it live.
Verified farmers operate the land. Our app shows real-time progress. We connect each harvest to fair-price offtakers — so the crop sells at full value.
4
Harvest arrives. M-Pesa pings.
Investors get their capital back plus up to 28%. Farmers collect 35–55% of harvest revenue. Paid automatically — no chasing, no delays, no surprises.
Our Partners
Backed by the best in African agri-finance
From global financial institutions to Kenyan agribusiness networks — our partners give Investa Farm the reach, credibility, and support to scale across Africa.
16+
Global Partners
3
Continents
5+
Accelerators
Financial & Corporate
Microsoft for Startups
Mastercard Foundation
Futuremakers
Pesira
Accelerators & Investment Partners
Startupbootcamp
Katapult Africa
ygap Kenya
MEST Africa
AfricArena
iBiz Africa
ALX Ventures
Agriculture & Farmer Networks
iShamba
TerraLima
KNCCI
Plug Mtaani
Talenteum
Real Stories
What farmers and investors say
PM
★★★★★
"Investa Farm came in with full capital support and connected us to offtakers. We earned over 40% of the harvest revenue — far better than any loan structure."
AN
★★★★★
"The app feels like a modern trading platform but focused on real agricultural value. I earned a 22% return on my first investment in GoldenBeans Farm."
JO
★★★★★
"As a cooperative, we struggled to get financing. Investa Farm onboarded our group of 40 farmers, managed the entire production cycle, and we earned a strong revenue share."
DK
★★★★★
"The exit strategy feature is brilliant. I chose Full Season Exit and got 28% return. Better than anything my bank offers, and it directly helps real farmers."
Common Questions
Your questions. Straight answers.
No jargon. No fluff. Just what you actually need to know before you invest or apply as a farmer. Still unsure? Chat with our bot — it knows everything.
You can start investing from as little as KES 100 (approximately £0.60 / $0.75). You can invest across multiple farms to diversify your portfolio.
Returns are paid directly to your M-Pesa at harvest. Choose a Mid-Season Exit for +10% in 30–60 days, or a Full Season Exit for up to +28% in around 6 months.
No — it's a revenue share partnership, not a loan. Investa Farm provides 100% of the capital, inputs, and agronomic support, and farmers keep 35–55% of harvest revenue depending on crop type. No debt, no interest, no repayment.
Kenyan investors pay via M-Pesa STK Push; international investors can pay by card. All transactions are secured by Paystack, which is PCI-DSS compliant.
National ID, a live selfie, a farm report, land title or lease, group certificate (for cooperatives), and farm location GPS.
No. Investa Farm is a Progressive Web App — open app.investafarm.com in your mobile browser and tap "Add to Home Screen" to install it like a native app.
Every farm is verified before listing (land title, KYC, farm reports), payments are secured by Paystack, and expert agronomists monitor farms throughout the season. Agricultural investment still carries inherent weather and market risk, so we recommend diversifying across crops and farms.
Once you've invested $500 or more, you qualify to apply. Brokers get a personalised portfolio to share, earn commissions on referred investments, and are paid directly to M-Pesa at each harvest cycle.